Reorganizing Debt Through Chapter 13
If your income is too high to quality for Chapter 7 bankruptcy or you have assets that would not be protected under it, you may still have the opportunity to get debt relief through Chapter 13.
At Comfort Law Office in San Mateo, California, we help residents throughout the Bay Area resolve their financial problems. With more than 30 years of experience in bankruptcy law, our firm has represented thousands of clients in Chapter 13 bankruptcy, also known as reorganization or wage earner's bankruptcy.
Our founding attorney, Michael G. Comfort, has commented on consumer bankruptcy in CNN News, USA Today and the Kiplinger Letter. He has also appeared on Public Television on a local and national level.
As a skilled lawyer, he has lectured about consumer bankruptcy topics for associations and educational institutions.
Through Chapter 13, we can prevent or stop foreclosure of your home, car repossession and wage garnishment. We can help you keep your property, and we can put an end to creditor harassment.
Contact us for an initial consultation.
Why Chapter 13?
If you have filed for bankruptcy within the past eight years or a significant portion of your debt is tax or secured debt, Chapter 13 may be a better option for you than Chapter 7. Through Chapter 13, we can help you lower your monthly payments on your debt and stop interest and penalties on tax debt. We will work with you to create a debt repayment plan spread over three to five years.
We can also help you eliminate or minimize your credit card debt. We will work with your creditors to negotiate settlements on your unsecured debt.
You can rely on us for aggressive representation. We will pursue the best possible outcome for you.
Can I File for Chapter 13 as a Business Owner?
If your business is a corporation or limited liability company, your business does not qualify for Chapter 13.
However, after evaluating your personal liability on business debt, our office may still be able to assist you by negotiating with your creditors, filing a personal Chapter 13 case, or filing a Chapter 7 case where you wish to close your business.
Contact us to discuss your case.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
