Experienced California Debt Negotiation Lawyer
When you are overwhelmed with debt, it may seem as if your options are limited. The picture changes with a skilled lawyer on your side, however. At Comfort Law Office in San Mateo, California, we make it our mission to find solutions for financial problems.
With more than 30 years of experience, our firm has helped scores of clients in the Bay Area reduce their debt through negotiations with creditors. We often get referrals from other attorneys for our debt negotiation services.
Our founding attorney, Michael G. Comfort, brings strategic insight to debt negotiation. He has dealt with thousands of creditors in Chapter 7 and Chapter 13 bankruptcy cases. He also spent several years as a mortgage broker.
As your law firm, our first priority will be ending creditor harassment. We will aggressively protect your rights under the Federal Fair Debt Collection Practices Act, including preventing early morning or late-night collection phone calls.
However extensive or complex your financial issues may be, you can rely on us to fight for your interests.
Contact us for a free initial consultation.
Benefits of Debt Negotiation
Through debt negotiation, we can help you avoid foreclosure and improve your chances of approval for home loan modifications.
We will seek to negotiate a favorable settlement with your creditors that may include deferred payment plans, interest rate reductions or reduced payments. We save you the hassle of dealing with credit card companies and other creditors.
Debt negotiation is a step toward improving your payment history on your credit report and to avoiding charge-offs.
We will help you explore all of your options for debt negotiation and other forms of debt relief.
If you have substantial assets, a reorganization of your debt through Chapter 13 bankruptcy may be a better choice.
What About Debt Consolidation Companies?
While debt consolidation companies promise to reduce your debt, they collect their fees upfront. If something happens and you are unable to make monthly payments on your debt, they will still get their fees without saving you anything.
Our firm offers a reasonable initial set-up fee and a pay-as-you-go model. You will pay per settlement we negotiate for you, so you are not paying every month.
We also offer in-depth legal knowledge, personalized service and a record of successes.
Accountability and accessibility define our practice. Getting you debt relief is our primary objective, and we will be available to you whenever you have questions or concerns.
Contact us to discuss your case.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
