A Guide for Life After Bankruptcy
After you have gone through the bankruptcy process and your debt is discharged, it is important to take certain steps to rebuild your credit. A skilled lawyer can help guide you toward a successful life after bankruptcy. At Comfort Law Office in San Mateo, California, we can help you regain your financial footing and lay the foundation for a positive future.
With more than 30 years of experience in bankruptcy law, our firm has helped many Bay Area consumers and businesses make a fresh start after filing a Chapter 7 or a Chapter 13 bankruptcy.
We have restricted our practice to bankruptcy law to provide focused service. Using our in-depth knowledge and experience, we will provide sound counsel as you begin a new life after bankruptcy.
Contact us for a free initial consultation.
Steps to Smooth Sailing
Although bankruptcy allows you to wipe late and delinquent payments off your credit report, it is a good idea to request a copy of your credit report from the three major reporting agencies: TransUnion, Equifax and Experian. You will want to double check for inaccuracies to avoid creditor harassment down the line.
A bankruptcy may stay on your credit report for up to 10 years, but the effect on your credit score will depend on your credit habits.
Contrary to popular bankruptcy myths, you will be offered credit after bankruptcy. Getting a secured credit card, paying bills on time, not using too much credit and not applying for a lot of credit at the same time will help you improve your credit score.
Making a budget will help you develop good bill paying and credit habits and help you avoid the mistakes that led you to bankruptcy.
Contact us for more information about life after bankruptcy.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
